/* Securitief public pages — institutional research edition. Fraunces for headlines only; IBM Plex Sans for reading,
   labels and figures (tabular numerals). Ivory and deep navy-ink, a muted gold accent, green for positive figures.
   Pages read like a research publication: takeaways, numbered exhibits with sources, contents, FAQs, disclosures. */
:root{
  --paper:#fbfaf6;--paper-2:#f2f0e9;--paper-3:#e9e6dc;--ink:#0d1b2e;--ink-2:#4a5568;--ink-3:#6b7280;--rule:#0d1b2e;--hair:#dcd8cc;
  --navy:#0d1b2e;--blue:#1f4f86;--gold:#7a5c24;--gold-2:#b08d57;--green:#0f6b4e;--red:#a3261b;--mark:rgba(176,141,87,.20);
  --on-ink:#fbfaf6;--focus:#b08d57;
  --serif:'Fraunces',Georgia,'Times New Roman',serif;--sans:'IBM Plex Sans',system-ui,-apple-system,'Segoe UI',sans-serif;--mono:ui-monospace,SFMono-Regular,Menlo,monospace;
  --gutter:clamp(16px,4vw,48px);--measure:68ch;--wide:1200px;
  /* names the older pages use */
  --bg:var(--paper);--panel:var(--paper);--line:var(--hair);--text:var(--ink);--muted:var(--ink-2);--dim:var(--ink-2);
  --ok:var(--green);--bad:var(--red);--warn:var(--gold);--amber:var(--gold);--on-amber:var(--on-ink);--on-warn:var(--on-ink)
}
@media (prefers-color-scheme:dark){:root:not([data-theme="light"]){
  --paper:#0b1320;--paper-2:#111b2b;--paper-3:#182538;--ink:#e9e7e0;--ink-2:#b4b9c2;--ink-3:#9aa1ac;--rule:#e9e7e0;--hair:#2a3648;
  --blue:#8fb4e3;--gold:#d2b37a;--gold-2:#d2b37a;--green:#5cc796;--red:#f08a7e;--mark:rgba(210,179,122,.18);--on-ink:#0b1320;--focus:#d2b37a}}
:root[data-theme="dark"]{--paper:#0b1320;--paper-2:#111b2b;--paper-3:#182538;--ink:#e9e7e0;--ink-2:#b4b9c2;--ink-3:#9aa1ac;--rule:#e9e7e0;--hair:#2a3648;
  --blue:#8fb4e3;--gold:#d2b37a;--gold-2:#d2b37a;--green:#5cc796;--red:#f08a7e;--mark:rgba(210,179,122,.18);--on-ink:#0b1320;--focus:#d2b37a}

*,*::before,*::after{box-sizing:border-box}
html{-webkit-text-size-adjust:100%;scroll-behavior:smooth}
body{margin:0;background:var(--paper);color:var(--ink);font:400 17px/1.65 var(--sans);font-variant-numeric:lining-nums;-webkit-font-smoothing:antialiased;text-rendering:optimizeLegibility}
::selection{background:var(--mark);color:var(--ink)}
header,main,footer{max-width:var(--wide);margin:0 auto;padding-left:max(var(--gutter),env(safe-area-inset-left));padding-right:max(var(--gutter),env(safe-area-inset-right))}

/* masthead */
header{display:block;padding-top:12px;padding-bottom:0;border:0}
.dateline{display:flex;flex-wrap:wrap;justify-content:space-between;gap:4px 18px;font:500 11px/1.4 var(--sans);letter-spacing:.14em;text-transform:uppercase;color:var(--ink-3);padding-bottom:10px;border-bottom:1px solid var(--hair)}
.masthead{display:flex;align-items:center;justify-content:space-between;gap:10px 24px;flex-wrap:wrap;padding:14px 0 12px}
.brand{display:inline-flex;align-items:center;gap:10px;font:600 clamp(21px,2.2vw,26px)/1 var(--serif);font-variation-settings:"opsz" 72;letter-spacing:-.01em;color:var(--ink);text-decoration:none}
.brand:hover{background:none}
.brand img{width:18px;height:auto}
.motto{font:400 13px/1.45 var(--sans);color:var(--ink-2);max-width:36ch;text-align:right;margin:0}
nav[aria-label="Site"]{display:flex;overflow-x:auto;scroll-snap-type:x proximity;border-top:1px solid var(--rule);border-bottom:1px solid var(--hair);scrollbar-width:none}
nav[aria-label="Site"]::-webkit-scrollbar{display:none}
@media (max-width:900px){nav[aria-label="Site"]{-webkit-mask-image:linear-gradient(90deg,#000 85%,transparent);mask-image:linear-gradient(90deg,#000 85%,transparent)}}
nav[aria-label="Site"] a{flex:0 0 auto;scroll-snap-align:start;display:flex;align-items:center;min-height:48px;padding:0 18px;font:500 13px/1 var(--sans);letter-spacing:.02em;color:var(--ink);text-decoration:none;border-bottom:2px solid transparent;transition:border-color .2s,color .2s}
nav[aria-label="Site"] a:first-child{padding-left:0}
nav[aria-label="Site"] a:last-child{margin-left:auto;padding-right:0;color:var(--blue);font-weight:600}
nav[aria-label="Site"] a:hover{border-bottom-color:var(--gold-2);background:none}
nav[aria-label="Site"] a[aria-current="page"]{border-bottom-color:var(--ink);font-weight:600}

/* page head */
main{padding-top:clamp(32px,5vw,64px);padding-bottom:24px;counter-reset:art exh}
.kicker{display:flex;align-items:center;gap:10px;font:600 12px/1 var(--sans);letter-spacing:.16em;text-transform:uppercase;color:var(--gold);margin:0 0 18px}
.kicker::before{content:"";width:24px;height:2px;background:var(--gold-2)}
h1{font:500 clamp(38px,6.4vw,76px)/1.02 var(--serif);font-variation-settings:"opsz" 144;letter-spacing:-.025em;margin:0 0 22px;max-width:20ch;text-wrap:balance}
.lede{font:400 clamp(19px,2.1vw,23px)/1.5 var(--sans);color:var(--ink-2);max-width:60ch;margin:0 0 clamp(30px,4vw,48px);text-wrap:pretty}
.byline{display:flex;flex-wrap:wrap;gap:6px 22px;font:500 13px/1.4 var(--sans);color:var(--ink-3);border-top:1px solid var(--hair);border-bottom:1px solid var(--hair);padding:12px 0;margin:-18px 0 clamp(30px,4vw,44px)}
.byline b{color:var(--ink);font-weight:600}
h2{font:500 clamp(24px,2.8vw,32px)/1.18 var(--serif);font-variation-settings:"opsz" 72;letter-spacing:-.015em;margin:0 0 12px;text-wrap:balance}
h3{font:600 18px/1.35 var(--sans);margin:22px 0 8px}
p{margin:0 0 14px;max-width:var(--measure)}
ul,ol{padding-left:1.25em;max-width:var(--measure)}li{margin:0 0 7px}li::marker{color:var(--gold-2)}
b,strong{font-weight:600}
main>h2,.section>h2{margin-top:clamp(44px,6vw,72px);padding-top:16px;border-top:1px solid var(--rule)}
a{color:var(--blue);text-decoration:underline;text-decoration-thickness:1px;text-underline-offset:3px;text-decoration-color:color-mix(in srgb,var(--blue) 40%,transparent);transition:text-decoration-color .2s,color .2s}
a:hover{text-decoration-color:currentColor;color:var(--ink)}
.small{font:400 13px/1.55 var(--sans);color:var(--ink-3)}

/* articles (formerly boxes): ruled, numbered */
.card{position:relative;background:transparent;border:0;border-top:1px solid var(--hair);padding:18px 0 24px;margin:0;counter-increment:art;break-inside:avoid;-webkit-column-break-inside:avoid}
.card::before{content:counter(art,decimal-leading-zero);display:block;font:600 12px/1 var(--sans);letter-spacing:.12em;color:var(--gold);margin-bottom:10px}
.card.grid::before,form.card::before,.card.wrap::before,.card.plain::before{content:none}
.card h2{font-size:clamp(20px,2.2vw,24px);margin-bottom:8px}
.run{columns:2 400px;column-gap:64px}
.run>*{break-inside:avoid;-webkit-column-break-inside:avoid}
.grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(min(100%,260px),1fr));gap:20px 32px}

/* research furniture */
.takeaways{background:var(--paper-2);border-top:3px solid var(--ink);padding:22px clamp(18px,3vw,30px) 14px;margin:0 0 clamp(32px,4vw,48px);max-width:none}
.takeaways h2{font:600 12px/1 var(--sans);letter-spacing:.16em;text-transform:uppercase;color:var(--ink);margin:0 0 14px;border:0;padding:0}
.takeaways ol,.takeaways ul{margin:0;padding-left:1.2em;max-width:none;columns:2 340px;column-gap:44px}
.takeaways li{margin:0 0 12px;break-inside:avoid}
.glance{display:grid;grid-template-columns:repeat(auto-fit,minmax(min(100%,180px),1fr));border-top:1px solid var(--rule);border-bottom:1px solid var(--hair);margin:0 0 clamp(32px,4vw,48px)}
.glance div{padding:18px 18px 16px 0;border-right:1px solid var(--hair)}
.glance div:last-child{border-right:0}
.glance div+div{padding-left:18px}
.glance b{display:block;font:500 clamp(26px,3.2vw,38px)/1.05 var(--serif);font-variant-numeric:tabular-nums lining-nums;letter-spacing:-.01em;color:var(--ink)}
.glance span{display:block;font:400 13px/1.4 var(--sans);color:var(--ink-2);margin-top:6px}
.toc{border-left:2px solid var(--gold-2);padding:4px 0 4px 18px;margin:0 0 clamp(32px,4vw,48px);max-width:none}
.toc p{font:600 12px/1 var(--sans);letter-spacing:.16em;text-transform:uppercase;margin:0 0 10px}
.toc ol{columns:2 280px;column-gap:40px;margin:0;padding-left:1.3em;max-width:none}
.toc li{margin:0 0 6px;font-size:15px}
.toc a{text-decoration:none;color:var(--ink)}.toc a:hover{color:var(--blue);text-decoration:underline}
.exhibit{margin:clamp(26px,4vw,40px) 0;max-width:none;break-inside:avoid;counter-increment:exh}
.exhibit>.ex-title{display:block;font:600 15px/1.35 var(--sans);color:var(--ink);border-top:2px solid var(--ink);padding-top:10px;margin:0 0 4px}
.exhibit>.ex-title::before{content:"Exhibit " counter(exh) ": ";color:var(--gold)}
.exhibit>.ex-sub{display:block;font:400 13px/1.45 var(--sans);color:var(--ink-3);margin:0 0 14px}
.exhibit>.ex-source{display:block;font:400 12px/1.5 var(--sans);color:var(--ink-3);border-top:1px solid var(--hair);padding-top:8px;margin-top:10px}
.callout{border-left:3px solid var(--gold-2);padding:6px 0 6px 20px;margin:24px 0;font:400 clamp(20px,2.3vw,26px)/1.4 var(--serif);color:var(--ink);max-width:56ch}
.faq details{border-top:1px solid var(--hair);padding:4px 0}
.faq details:last-child{border-bottom:1px solid var(--hair)}
.faq summary{display:flex;justify-content:space-between;gap:16px;align-items:center;min-height:52px;font:600 17px/1.4 var(--sans);cursor:pointer;list-style:none;letter-spacing:0;text-transform:none}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";font:300 26px/1 var(--sans);color:var(--gold)}
.faq details[open] summary::after{content:"−"}
.faq details p{color:var(--ink-2)}
.method{background:var(--paper-2);padding:18px clamp(18px,3vw,28px);font-size:14px;color:var(--ink-2);margin:clamp(36px,5vw,56px) 0 0;max-width:none}
.method h2{font:600 12px/1 var(--sans);letter-spacing:.16em;text-transform:uppercase;color:var(--ink);margin:0 0 10px;padding:0;border:0}
.method p{max-width:none}
.tags{display:flex;flex-wrap:wrap;gap:8px;margin:0 0 20px;max-width:none;padding:0;list-style:none}
.tags li{font:500 12px/1 var(--sans);padding:7px 10px;border:1px solid var(--hair);margin:0}
.steps{counter-reset:stp;list-style:none;padding:0;max-width:none}
.steps>li{counter-increment:stp;display:grid;grid-template-columns:52px 1fr;gap:16px;padding:16px 0;border-top:1px solid var(--hair);margin:0}
.steps>li::before{content:counter(stp,decimal-leading-zero);font:500 26px/1 var(--serif);color:var(--gold)}
.steps>li b{display:block;font-weight:600;margin-bottom:4px}
.gantt{display:grid;gap:6px;max-width:none}
.gantt .g{display:grid;grid-template-columns:minmax(150px,240px) 1fr;gap:14px;align-items:center;font:400 14px/1.3 var(--sans)}
.gantt .t{position:relative;height:16px;background:var(--paper-3)}
.gantt .t span{position:absolute;top:0;bottom:0;background:var(--ink)}
.gantt .t span.alt{background:var(--gold-2)}
.gantt .axis{display:flex;justify-content:space-between;font:500 11px/1 var(--sans);color:var(--ink-3);letter-spacing:.06em;margin-left:calc(min(240px,40%) + 14px)}
.hbar{display:grid;gap:8px;max-width:none}
.hbar .r{display:grid;grid-template-columns:minmax(120px,280px) 1fr 90px;gap:14px;align-items:center;font:400 14px/1.3 var(--sans)}
.hbar .t{height:14px;background:var(--paper-3)}
.hbar .t span{display:block;height:100%;background:var(--ink);transform-origin:left}
.hbar .v{text-align:right;font-variant-numeric:tabular-nums}
.cols{display:grid;grid-template-columns:repeat(auto-fit,minmax(min(100%,320px),1fr));gap:24px 56px}
.flow{width:100%;height:auto;max-width:980px;display:block}
.disclosures{font:400 12px/1.6 var(--sans);color:var(--ink-3);border-top:1px solid var(--hair);padding-top:14px;margin-top:clamp(40px,6vw,64px);max-width:none}
.disclosures b{color:var(--ink-2)}
.disclosures p{font:inherit;color:inherit;max-width:none;margin:0 0 8px}
.pill{display:inline-block;font:600 11px/1 var(--sans);letter-spacing:.08em;text-transform:uppercase;padding:5px 8px;border:1px solid currentColor;margin-right:6px}
.pill.ok{color:var(--green)}.pill.no{color:var(--red)}.pill.warn{color:var(--gold)}

/* tables */
.wrap{overflow-x:auto}
table{width:100%;border-collapse:collapse;font:400 15px/1.4 var(--sans);font-variant-numeric:tabular-nums lining-nums;border-top:2px solid var(--rule);border-bottom:1px solid var(--rule)}
th,td{text-align:left;padding:10px 14px 10px 0;border-bottom:1px solid var(--hair);vertical-align:baseline}
th{font:600 11px/1.3 var(--sans);letter-spacing:.1em;text-transform:uppercase;color:var(--ink-2);border-bottom:1px solid var(--rule)}
td.n,th.n,.n{text-align:right;white-space:nowrap}
tbody tr:hover td{background:var(--paper-2)}
td a{display:inline-block;padding:6px 0}
pre,code{font-family:var(--mono);font-size:13px}
pre{background:var(--paper-2);border-left:3px solid var(--blue);padding:14px 16px;overflow-x:auto;line-height:1.6}

/* controls */
label{font:600 12px/1.45 var(--sans);letter-spacing:.04em;color:var(--ink-2)}
input,select,textarea{font:400 17px/1.3 var(--sans);color:var(--ink);background:var(--paper);border:1px solid var(--hair);border-bottom:2px solid var(--ink);border-radius:0;padding:11px 12px;min-width:0;max-width:100%;letter-spacing:0;text-transform:none}
select{appearance:none;-webkit-appearance:none;background-image:linear-gradient(45deg,transparent 50%,currentColor 50%),linear-gradient(135deg,currentColor 50%,transparent 50%);background-position:calc(100% - 16px) 55%,calc(100% - 11px) 55%;background-size:5px 5px;background-repeat:no-repeat;padding-right:32px}
textarea{width:100%}
input[type=radio],input[type=checkbox]{width:22px;height:22px;margin:0 8px 0 0;vertical-align:-5px;accent-color:var(--ink);padding:0}
input:focus,select:focus,textarea:focus{outline:none;border-color:var(--blue);box-shadow:0 0 0 3px var(--mark)}
button,.cta,.btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;min-height:48px;padding:0 24px;font:600 14px/1 var(--sans);letter-spacing:.02em;color:var(--on-ink);background:var(--ink);border:1px solid var(--ink);border-radius:0;text-decoration:none;cursor:pointer;transition:background-color .2s,border-color .2s,color .2s}
.cta::after{content:"→";transition:transform .2s}
button:hover,.cta:hover,.btn:hover{background:var(--blue);border-color:var(--blue);color:#fff;text-decoration:none}
.cta:hover::after{transform:translateX(4px)}
button:disabled{opacity:.55;cursor:progress}
.btn.alt,.cta.alt{background:transparent;color:var(--ink)}
.btn.alt:hover,.cta.alt:hover{background:var(--ink);color:var(--on-ink)}
:focus-visible{outline:3px solid var(--focus);outline-offset:3px}
fieldset{border:0;border-top:1px solid var(--rule);padding:16px 0;margin:0}legend{font:500 20px/1.3 var(--serif);padding:0 0 10px}
fieldset label{display:inline-flex;align-items:center;min-height:40px;font:400 16px/1.35 var(--sans);letter-spacing:0;color:var(--ink)}

/* colophon */
footer{margin-top:clamp(64px,8vw,120px);padding-bottom:48px;border:0}
.colophon{border-top:1px solid var(--rule);display:grid;grid-template-columns:repeat(auto-fit,minmax(min(100%,320px),1fr));gap:28px 64px;padding-top:32px}
.colophon .say{font:400 clamp(24px,3vw,34px)/1.2 var(--serif);margin:0;max-width:22ch}
footer form{display:grid;grid-template-columns:1fr auto;gap:8px 12px;align-items:end;align-self:end}
footer form label{grid-column:1/-1}
footer form [role=status]{grid-column:1/-1}
footer form input{width:100%}
.links{display:flex;flex-wrap:wrap;gap:2px 24px;font:500 13px/1 var(--sans);max-width:none;margin:32px 0 0;padding-top:14px;border-top:1px solid var(--hair)}
.links a{display:inline-flex;align-items:center;min-height:40px;text-decoration:none;color:var(--ink-2)}
.links a:hover{color:var(--ink);text-decoration:underline}
.legal{font:400 12px/1.6 var(--sans);color:var(--ink-3);max-width:none;margin-top:10px}
.ok{color:var(--green)}.no{color:var(--red)}
.eyebrow{font:600 12px/1 var(--sans);letter-spacing:.14em;text-transform:uppercase;color:var(--gold)}
[hidden]{display:none!important}

@media (prefers-reduced-motion:no-preference){
  main>*{animation:rise .6s cubic-bezier(.16,1,.3,1) both}
  main>*:nth-child(2){animation-delay:.04s}main>*:nth-child(3){animation-delay:.08s}main>*:nth-child(n+4){animation-delay:.12s}
  @keyframes rise{from{opacity:0;transform:translateY(8px)}to{opacity:1;transform:none}}
}
@media (max-width:640px){
  body{font-size:16px}
  .masthead{padding:14px 0 12px}.motto{display:none}
  nav[aria-label="Site"] a{padding:0 14px}
  nav[aria-label="Site"] a:last-child{margin-left:0;padding-right:14px}
  .dateline span:nth-child(n+3){display:none}
  footer form{grid-template-columns:1fr}
  footer form button{margin-top:8px}
  .glance div{border-right:0;border-bottom:1px solid var(--hair);padding-left:0!important}
  .gantt .g{grid-template-columns:1fr}.gantt .axis{margin-left:0}
  .hbar .r{grid-template-columns:1fr 70px}.hbar .r .t{grid-column:1/-1;grid-row:2}
  .steps>li{grid-template-columns:40px 1fr}
}
@media print{nav,footer form,.toc{display:none}body{background:#fff;color:#000}.exhibit,.card{break-inside:avoid}}

/* worksheets (calculator, pre-qualification) and their answers */
.calc,.pq{display:grid;gap:clamp(22px,3vw,34px);margin-bottom:clamp(28px,4vw,44px)}
.calc fieldset,.pq fieldset{border-top:3px double var(--rule);padding-top:18px}
.calc legend,.pq legend{display:flex;align-items:center;gap:12px;font:600 clamp(20px,2.4vw,26px)/1.2 var(--serif);letter-spacing:-.01em;padding:0 0 12px}
.step{display:inline-grid;place-items:center;width:30px;height:30px;border:2px solid var(--ink);border-radius:50%;font:600 13px/1 var(--sans)}
.calc label,.pq label{display:grid;gap:6px;align-content:start}
.calc input,.calc select,.pq input,.pq select,.pq textarea{width:100%}
.hint{font:italic 300 14px/1.35 var(--serif);color:var(--ink-2);letter-spacing:0;text-transform:none}
.q{font:400 18px/1.4 var(--serif);margin:4px 0 10px}
.choice{display:flex;flex-wrap:wrap;gap:8px 22px;margin-bottom:12px}
.choice label{display:inline-flex!important;align-items:center;gap:8px;min-height:40px;font:400 16px/1.35 var(--serif);letter-spacing:0;text-transform:none;color:var(--ink)}
details{border-top:1px solid var(--hair);padding-top:10px;margin-top:6px}
summary{cursor:pointer;font:500 12px/1 var(--sans);letter-spacing:.1em;text-transform:uppercase;min-height:36px;display:flex;align-items:center}
details .grid{margin-top:10px}
.answer{border-top:3px solid var(--rule);padding-top:22px;min-height:120px}
.answer:empty{display:none}
.verdict{font:600 clamp(32px,5.4vw,60px)/1.02 var(--serif);font-variation-settings:"opsz" 144;letter-spacing:-.025em;margin:0 0 14px;max-width:18ch}
.verdict.yes{color:var(--green)}.verdict.maybe{color:var(--gold)}.verdict.no{color:var(--red)}
.answer .lede{border-top:0;padding-top:0}
.bars{display:grid;gap:10px;margin:8px 0 26px;max-width:760px}
.bar{display:grid;grid-template-columns:110px 1fr auto;gap:14px;align-items:center}
.bl{font:600 12px/1 var(--sans);letter-spacing:.1em;text-transform:uppercase}
.bt{height:22px;background:var(--paper-2);overflow:hidden}
.bf{display:block;height:100%;transform-origin:left;background:var(--ink);transition:transform .5s cubic-bezier(.16,1,.3,1)}
.b1 .bf{background:var(--green)}
.bv{font:500 15px/1 var(--sans);font-variant-numeric:tabular-nums;min-width:84px;text-align:right}
.facts{margin:22px 0;padding-left:1.1em}.facts li{margin-bottom:8px}
tr.tot td{font-weight:600;border-top:1px solid var(--rule)}
.next{margin-top:26px}
.checks{list-style:none;padding:0;margin:0 0 20px;max-width:none}
.checks li{display:grid;grid-template-columns:86px 1fr;gap:14px;padding:12px 0;border-bottom:1px dotted var(--hair);margin:0}
.checks .st{font:600 11px/1.6 var(--sans);letter-spacing:.12em;text-transform:uppercase}
.checks .pass .st{color:var(--green)}.checks .warn .st{color:var(--gold)}.checks .fail .st{color:var(--red)}
.checks b{display:block;font-weight:600}
.meter{height:10px;background:var(--paper-2);margin:6px 0 4px;max-width:420px}.meter span{display:block;height:100%;background:var(--green);transform-origin:left}
.progress{position:sticky;top:0;z-index:5;background:var(--paper);display:flex;gap:6px;padding:10px 0;border-bottom:1px solid var(--hair);overflow-x:auto}
.progress a{font:500 11px/1 var(--sans);letter-spacing:.1em;text-transform:uppercase;text-decoration:none;color:var(--ink-2);white-space:nowrap;padding:8px 10px;border:1px solid var(--hair)}
.progress a.done{color:var(--green);border-color:var(--green)}
@media (max-width:640px){.bar{grid-template-columns:80px 1fr auto;gap:10px}.checks li{grid-template-columns:1fr;gap:4px}}
.pq-layout{display:grid;gap:36px}
@media (min-width:1100px){.pq-layout{grid-template-columns:minmax(0,1.35fr) minmax(0,1fr);align-items:start}.read{position:sticky;top:64px;max-height:calc(100vh - 80px);overflow:auto;padding-right:6px}}
.read .verdict{font-size:clamp(30px,4vw,48px)}
.pq textarea{margin-top:6px}
[hidden]{display:none!important}
.calc input[type=radio],.pq input[type=radio],.calc input[type=checkbox],.pq input[type=checkbox]{width:22px;flex:0 0 22px}
.calc-layout .answer{border-top:3px solid var(--rule)}

/* ── Edition 2 (review council, October 2026): calmer display type, slimmer masthead, contents rail, lighter exhibit rules ── */
@media (prefers-color-scheme:dark){:root:not([data-theme="light"]){--rule:#7d8796;--hair:#263244}}
:root[data-theme="dark"]{--rule:#7d8796;--hair:#263244}
:root{--serif-opsz:"opsz" 48;--display-opsz:"opsz" 60}
header{padding-top:0}
.dateline{font:500 10.5px/1 var(--sans);letter-spacing:.12em;padding:10px 0}
.masthead{padding:16px 0 14px}
.brand{gap:9px;font:500 20px/1 var(--serif);font-variation-settings:var(--serif-opsz);letter-spacing:.005em}
.brand img{width:14px}
.motto{display:none}
nav[aria-label="Site"]{align-items:center}
nav[aria-label="Site"] a{min-height:44px;margin:0;padding:0 16px;letter-spacing:.01em;color:var(--ink-2)}
nav[aria-label="Site"] a:hover{color:var(--ink);border-bottom-color:var(--hair)}
nav[aria-label="Site"] a[aria-current="page"]{color:var(--ink);border-bottom-color:var(--gold)}
nav[aria-label="Site"] a:last-child{color:var(--ink)}
nav[aria-label="Site"] a.nav-cta{min-height:32px;margin:6px 0 6px auto;padding:0 12px;border:1px solid var(--ink);color:var(--ink);font-weight:600}
nav[aria-label="Site"] a.nav-cta:hover{background:var(--ink);color:var(--on-ink);border-bottom-color:var(--ink)}
main{padding-top:clamp(28px,4vw,52px)}
.kicker{display:block;font:600 11px/1 var(--sans);letter-spacing:.14em;margin:0 0 14px}
.kicker::before{content:none}
h1{font:400 clamp(32px,3.6vw,50px)/1.1 var(--serif);font-variation-settings:var(--display-opsz);letter-spacing:-.012em;margin:0 0 16px;max-width:24ch}
.lede{font:400 clamp(17px,1.5vw,19px)/1.55 var(--sans);max-width:62ch;margin:0 0 clamp(24px,3vw,36px)}
.byline{gap:4px 20px;font:500 12.5px/1.4 var(--sans);border-bottom:0;padding:10px 0 0;margin:-8px 0 clamp(28px,3.5vw,40px);max-width:none}
h2{font:400 clamp(22px,2.2vw,28px)/1.2 var(--serif);font-variation-settings:var(--serif-opsz);letter-spacing:-.008em}
h3{font:600 15px/1.35 var(--sans);letter-spacing:.01em;margin:24px 0 6px}
main>h2,.section>h2,.article-body>h2{margin-top:clamp(40px,5vw,64px);padding-top:14px;border-top:1px solid var(--rule)}
.callout{border-left:2px solid var(--gold);padding:4px 0 4px 18px;font:400 clamp(18px,1.8vw,21px)/1.45 var(--serif);font-variation-settings:var(--serif-opsz);max-width:52ch}
.article{display:block}
@media (min-width:1100px){
  .article{display:grid;grid-template-columns:200px minmax(0,1fr);column-gap:56px;align-items:start}
  .article>.toc{position:sticky;top:20px;max-height:calc(100vh - 40px);overflow:auto;margin:0;border-left:0;border-top:2px solid var(--ink);padding:10px 0 0}
  .article>.toc ol{columns:1;padding-left:0;list-style:none}
  .article>.toc li{font-size:13px;line-height:1.35;margin:0;padding:7px 0;border-bottom:1px solid var(--hair)}
  .article>.toc li::marker{content:none}
  .article>.toc a{color:var(--ink-2);text-decoration:none}
  .article>.toc a:hover{color:var(--ink)}
  .article-body>h2:first-child,.article-body>.section:first-child>h2{margin-top:0}
}
.takeaways{background:var(--paper-2);border-top:2px solid var(--ink);padding:18px clamp(16px,2.5vw,26px) 8px;max-width:none}
.takeaways h2{font:600 11px/1 var(--sans);letter-spacing:.14em;text-transform:uppercase;margin:0 0 12px;border:0;padding:0}
.takeaways li{margin:0 0 10px;font-size:15.5px;line-height:1.55}
.glance{grid-template-columns:repeat(auto-fit,minmax(min(100%,170px),1fr));border-top:1px solid var(--rule)}
.glance b{font:400 clamp(24px,2.4vw,30px)/1.05 var(--serif);font-variation-settings:var(--serif-opsz);font-variant-numeric:tabular-nums lining-nums;letter-spacing:0}
.glance span{font:400 12.5px/1.4 var(--sans);color:var(--ink-2);margin-top:6px}
.toc{border-left:2px solid var(--gold-2);padding:2px 0 2px 16px;max-width:none}
.exhibit>.ex-title{font:600 14px/1.35 var(--sans);border-top:1px solid var(--rule);padding-top:10px;margin:0 0 2px}
.exhibit>.ex-sub{font:400 12.5px/1.45 var(--sans);margin:0 0 12px}
.exhibit>.ex-source{font:400 11.5px/1.5 var(--sans);border-top:0;padding-top:8px;margin-top:0}
.exhibit:has(.flow){overflow-x:auto}
.flow{max-width:980px;min-width:640px}
.steps{max-width:var(--measure)}
.steps>li{grid-template-columns:36px 1fr;gap:14px;padding:14px 0}
.steps>li::before{font:600 12px/1.9 var(--sans);letter-spacing:.08em;color:var(--gold)}
.method{background:transparent;border-top:1px solid var(--rule);padding:16px 0 0;font-size:13.5px;color:var(--ink-2);max-width:none}
.wrap{-webkit-overflow-scrolling:touch}
.wrap>table{min-width:560px}
table{font:400 14px/1.4 var(--sans);font-variant-numeric:tabular-nums lining-nums;border-top:0;border-bottom:1px solid var(--rule)}
th,td{padding:8px 16px 8px 0;vertical-align:baseline}
th{font:600 10.5px/1.3 var(--sans);letter-spacing:.1em;text-transform:uppercase;color:var(--ink-3);border-bottom:1px solid var(--rule);vertical-align:bottom;white-space:nowrap}
th:last-child,td:last-child{padding-right:0}
.exhibit table{max-width:980px}
button,.cta,.btn{min-height:44px;padding:0 20px;font:600 13px/1 var(--sans);letter-spacing:.03em;text-transform:none;border-radius:0}
.calc fieldset,.pq fieldset{border:0;padding-top:0}
.calc legend,.pq legend{display:flex;align-items:center;gap:12px;width:100%;font:400 clamp(19px,1.9vw,22px)/1.2 var(--serif);font-variation-settings:var(--serif-opsz);border-top:2px solid var(--rule);padding:14px 0 12px}
.verdict{font:400 clamp(26px,3vw,38px)/1.15 var(--serif);font-variation-settings:var(--display-opsz);letter-spacing:-.01em;max-width:22ch}
.read .verdict{font-size:clamp(22px,2.4vw,30px)}
.answer .lede{font-size:17px}
.plan{background:transparent;border:0;border-top:2px solid var(--ink);padding:16px 0 8px}
.plan.hi{border-top-color:var(--gold)}
.colophon .say{font:400 clamp(19px,1.8vw,22px)/1.35 var(--serif);font-variation-settings:var(--serif-opsz);color:var(--ink-2);max-width:30ch}
@media (prefers-reduced-motion:no-preference){main>*{animation:none}main>.kicker,main>h1,main>.lede{animation:rise .5s cubic-bezier(.16,1,.3,1) both}}
@media (max-width:640px){
  body{font-size:16px}
  nav[aria-label="Site"] a{padding:0 12px}
  nav[aria-label="Site"] a:first-child{padding-left:0}
  nav[aria-label="Site"] a.nav-cta,nav[aria-label="Site"] a:last-child{margin-left:0}
  .glance{grid-template-columns:1fr 1fr}
  .steps>li{grid-template-columns:32px 1fr}
}

/* form sections must shrink to the phone width (fieldsets default to min-content) */
fieldset{min-width:0;max-width:100%}
.calc,.pq,.pq-layout>*{min-width:0}

/* cost-to-issue calculator: a narrow form beside a wide answer, since the answer is a set of detailed tables */
.calc label.check{display:flex;gap:10px;align-items:flex-start;grid-column:1/-1;font-weight:400}
.calc label.check input{width:18px;height:18px;margin:3px 0 0;flex:0 0 auto}
.answer .note{display:block;font-weight:400;margin-top:2px}
.answer td b{font-weight:600}
.answer h3{margin-top:28px}
@media (min-width:1100px){.calc-layout{grid-template-columns:minmax(300px,380px) minmax(0,1fr);gap:48px}.calc-layout .read{position:static;max-height:none;overflow:visible;padding-right:0}}
.answer .glance{grid-template-columns:repeat(3,minmax(0,1fr))}
.answer .glance div,.answer .glance div+div{padding:16px 14px 14px 0;border-right:0;border-bottom:1px solid var(--hair)}
@media (max-width:640px){.answer .glance{grid-template-columns:repeat(2,minmax(0,1fr))}}
/* printing the cost sheet: the answer only, ink on white */
@media print{header,footer,nav,.calc,.next,.disclosures~*{display:none!important}body{background:#fff;color:#000;font-size:11pt}.calc-layout{display:block}.answer{max-width:none}.wrap{overflow:visible}a{color:#000;text-decoration:none}h2{break-after:avoid}tr{break-inside:avoid}}
/* calculator step 5: structuring (t57) */
.calc-tools{display:flex;flex-wrap:wrap;gap:10px;align-items:center;margin:14px 0 0}
.calc-errs{border-left:3px solid var(--red);padding:6px 12px;margin:12px 0 0;color:var(--red);font:500 14px/1.4 var(--sans)}
.calc [aria-invalid="true"]{border-color:var(--red);box-shadow:0 0 0 1px var(--red)}
.calc .err{display:block;color:var(--red);font:500 12px/1.4 var(--sans);margin-top:4px}
.answer details.plain{border:0;border-left:2px solid var(--gold-2);padding:2px 0 2px 12px;margin:6px 0 22px}
.answer details.plain summary{cursor:pointer;font:600 12px/1.6 var(--sans);letter-spacing:.08em;text-transform:uppercase;color:var(--gold)}
.answer details.plain p{color:var(--ink-2);margin:6px 0 0}
.ds-bars{display:flex;align-items:flex-end;gap:2px;height:140px;border-bottom:1px solid var(--rule);margin:6px 0 8px;max-width:760px}
.ds-col{flex:1 1 0;min-width:0;height:100%;display:flex;flex-direction:column;justify-content:flex-end}
.ds-i{background:var(--mark);display:block}.ds-p{background:var(--blue);display:block}
@media print{.calc-tools,.calc-errs,details.plain summary{display:none!important}}
/* borrower journey on /prequalify: saved answers, tips, validation, checklist, print sheet (t56) */
.pq-tools{display:flex;flex-wrap:wrap;gap:6px 16px;align-items:center;margin:0 0 10px}
.pq-tools .pq-nosave{display:inline-flex;gap:6px;align-items:center}
.pq-link{background:none;border:0;padding:4px 0;font:500 13px/1.3 var(--sans);color:var(--ink);text-decoration:underline;text-underline-offset:3px;cursor:pointer}
.pq-link:hover{text-decoration-thickness:2px}.pq-link:focus-visible,.gl-btn:focus-visible{outline:2px solid var(--gold);outline-offset:2px}
.pq-resume{border-left:3px solid var(--green);background:var(--paper-2);padding:10px 14px;margin:0 0 12px}
.pq-overall{display:flex;gap:10px;align-items:center;margin:8px 0 0}.pq-overall .meter{flex:1;margin:0}
.progress a.on{border-color:var(--ink);color:var(--ink)}.pq-cnt{opacity:.75}
.gl-btn{display:inline-grid;place-items:center;width:20px;height:20px;margin-left:6px;border:1px solid var(--hair);border-radius:50%;background:var(--paper);color:var(--ink-2);font:600 11px/1 var(--sans);cursor:pointer;vertical-align:middle}
.gl-btn[aria-expanded="true"]{background:var(--ink);color:var(--paper)}
.gl-tip{display:block;font:400 13px/1.45 var(--sans);color:var(--ink-2);background:var(--paper-2);padding:8px 10px;margin:4px 0}
.pq-msg{display:block;font:500 13px/1.4 var(--sans)}.pq-msg.no,.hint.no{color:var(--red)}.pq-msg.maybe{color:var(--gold)}
.pq input[aria-invalid="true"],.pq select[aria-invalid="true"]{border-color:var(--red)}
.pq-errs{border:2px solid var(--red);padding:12px 16px}.pq-errs ul{margin:6px 0 0}
.pq-review{border-top:1px dotted var(--hair);padding-top:12px;margin-top:12px}.pq-review dl{display:grid;grid-template-columns:max-content 1fr;gap:4px 14px;margin:0}.pq-review dt{font-weight:600}.pq-review dd{margin:0}
.pq-done{border-left:3px solid var(--green);padding:12px 16px}
.pq-ready{list-style:none;padding:0}.pq-ready li{padding:3px 0}.pq-ready .pass{color:var(--green)}
.pq-next{border-left:3px solid var(--gold);padding-left:10px}
.pq-docs{list-style:none;padding:0}.pq-docs li{padding:8px 0;border-bottom:1px dotted var(--hair)}.pq-docs label{display:grid;grid-template-columns:22px 1fr;gap:10px;align-items:start;cursor:pointer}
.pq-docs input{width:18px;height:18px;margin-top:3px}
.pq-print{display:none}.pq-answers{border-collapse:collapse;width:100%}.pq-answers th,.pq-answers td{text-align:left;padding:4px 8px;border-bottom:1px solid #ccc;vertical-align:top}
@media (max-width:640px){.pq-review dl{grid-template-columns:1fr}}
@media print{body.pq-printing>header,body.pq-printing>footer,body.pq-printing main>:not(#pq-print){display:none!important}body.pq-printing #pq-print{display:block!important}body.pq-printing #pq-print .disclosures{display:block!important}}

/* research pages (ops/research_common.py): section permalinks, related reading, citation, decision tree,
   research index filter, table copy buttons, legislative watch cards, compliance calendar builder, print */
h2 .permalink{font:400 .6em/1 var(--sans);color:var(--ink-3);text-decoration:none;opacity:0;margin-left:6px;transition:opacity var(--duration-fast,150ms) ease}
h2:hover .permalink,h2 .permalink:focus-visible{opacity:1}
@media (hover:none){h2 .permalink{opacity:.5}}
.related{margin:48px 0 16px;padding:20px 0 4px;border-top:2px solid var(--rule)}
.related h2{margin-top:0;font-size:20px}
.related ul{list-style:none;padding:0;margin:0;display:grid;grid-template-columns:repeat(auto-fit,minmax(min(240px,100%),1fr));gap:4px 28px}
.related li{padding:10px 0;border-bottom:1px solid var(--hair)}
.related li a{font-weight:600}
.related li span{display:block;font-size:14px;color:var(--ink-2);margin-top:2px}
.cite{font-size:14px;color:var(--ink-2);border-left:3px solid var(--gold-2);padding:6px 0 6px 14px;margin:24px 0}
.cite .u{overflow-wrap:anywhere}
.cite .cta{margin-left:6px;padding:6px 12px;min-height:0;font-size:12px}
.tree details{margin:6px 0 6px 0}
.tree .tree-q{border-left:2px solid var(--gold-2);padding:6px 0 6px 16px;margin:10px 0}
.tree .tree-q>summary{font:600 17px/1.45 var(--sans);cursor:pointer;list-style:none}
.tree .tree-q>summary::-webkit-details-marker,.tree .branch>summary::-webkit-details-marker{display:none}
.tree .branch{margin-left:4px}
.tree .branch>summary{display:inline-flex;align-items:center;min-height:44px;padding:0 14px;margin:4px 6px 4px 0;border:1px solid var(--ink);font:600 13px/1 var(--sans);letter-spacing:.06em;text-transform:uppercase;cursor:pointer}
.tree .branch>summary:hover,.tree .branch[open]>summary{background:var(--ink);color:var(--on-ink)}
.tree .branch>summary:focus-visible,.tree .tree-q>summary:focus-visible{outline:2px solid var(--focus);outline-offset:3px}
.tree .answer{background:var(--paper-2);border-left:3px solid var(--green);padding:12px 16px;margin:8px 0}
.filters{display:flex;flex-wrap:wrap;gap:8px;margin:20px 0}
.filters .cta{min-height:44px;padding:0 16px;font-size:13px}
.research-list{list-style:none;padding:0;margin:0 0 32px}
.research-list li{padding:14px 0;border-bottom:1px solid var(--hair)}
.research-list li a{font:600 18px/1.4 var(--serif)}
.research-list li .pill{margin-left:8px;color:var(--ink-3)}
.copy-csv{margin-top:10px;background:none;border:1px solid var(--hair);color:var(--ink-2);font:500 12px/1 var(--sans);letter-spacing:.04em;padding:8px 12px;min-height:36px;cursor:pointer}
.copy-csv:hover{border-color:var(--ink);color:var(--ink)}
.copy-csv:focus-visible{outline:2px solid var(--focus);outline-offset:2px}
.card.leg h3{margin-top:0}
.pic label{display:inline-block;margin:0 12px 10px 0}
.pic input{min-height:44px}
.pic table{margin-top:12px}
@media print{
  @page{margin:18mm 16mm}
  .related,.copy-csv,.filters,.cite .cta,.pic button,h2 .permalink,.tree .branch>summary{display:none!important}
  main a[href^="http"]::after{content:" (" attr(href) ")";font-size:9pt;color:#444;overflow-wrap:anywhere}
  .exhibit,.takeaways,.glance,.cite,.card.leg{break-inside:avoid}
  h1,h2,h3{break-after:avoid}
  .disclosures{display:block!important;font-size:9pt}
  svg.flow{max-width:100%!important;color:#000!important}
}
button.gl-btn{min-height:0;width:24px;height:24px;padding:0;margin-left:6px;gap:0;background:var(--paper);color:var(--ink-2);border:1px solid var(--hair);border-radius:50%;font:600 12px/1 var(--sans);letter-spacing:0}
button.gl-btn:hover{background:var(--paper-2);color:var(--ink);border-color:var(--ink-2)}button.gl-btn[aria-expanded="true"]{background:var(--ink);color:var(--paper);border-color:var(--ink)}
button.pq-link{min-height:24px;padding:2px 0;gap:0;background:none;border:0;color:var(--ink);font:500 13px/1.3 var(--sans);letter-spacing:0;text-decoration:underline;text-underline-offset:3px}
button.pq-link:hover{background:none;color:var(--blue);text-decoration-thickness:2px}
.pq-lt{display:inline-flex;align-items:center}.pq .q .gl-btn{vertical-align:-6px}
.pq-cnt{opacity:1}

/* design pass 3 (accessibility, print, phones; October 2026). Appended only; see docs/tweaks-design-500.md */
/* 1 layout shift: the header is filled in by site.js after first paint, so reserve its height while it is empty */
header:empty{min-height:128px}
@media (min-width:641px) and (max-width:899px){header:empty{min-height:142px}}
@media (max-width:560px){header:empty{min-height:142px}}
@media (max-width:420px){header:empty{min-height:153px}}
/* 2 skip link (added by site.js) */
.skip-link{position:absolute;left:12px;top:8px;z-index:100;padding:12px 16px;background:var(--ink);color:var(--on-ink);font:600 13px/1 var(--sans);letter-spacing:.02em;text-decoration:none;transform:translateY(-200%)}
.skip-link:focus{transform:none;outline:3px solid var(--focus);outline-offset:2px}
main[tabindex="-1"]:focus{outline:none}
/* 3 focus: a darker gold ring by day (the old one was under 3:1 on paper); fields get the ring, not just a faint glow */
:root{--focus:#7a5c24;--on-blue:#fff;color-scheme:light}
@media (prefers-color-scheme:dark){:root:not([data-theme="light"]){--focus:#d2b37a;--on-blue:#0b1320;color-scheme:dark}}
:root[data-theme="dark"]{--focus:#d2b37a;--on-blue:#0b1320;color-scheme:dark}
input:focus-visible,select:focus-visible,textarea:focus-visible{outline:2px solid var(--focus);outline-offset:1px}
/* 4 focus inside scroll areas: draw the ring inside so overflow does not clip it */
nav[aria-label="Site"] a:focus-visible,.progress a:focus-visible,.wrap:focus-visible,.exhibit[tabindex]:focus-visible{outline-offset:-3px}
/* 5 phone menu: fade only the edge that has more links (site.js sets .more-left / .more-right) */
nav[aria-label="Site"]{-webkit-mask-image:none;mask-image:none}
nav[aria-label="Site"].more-right{-webkit-mask-image:linear-gradient(90deg,#000 calc(100% - 44px),transparent);mask-image:linear-gradient(90deg,#000 calc(100% - 44px),transparent)}
nav[aria-label="Site"].more-left{-webkit-mask-image:linear-gradient(90deg,transparent,#000 44px);mask-image:linear-gradient(90deg,transparent,#000 44px)}
nav[aria-label="Site"].more-left.more-right{-webkit-mask-image:linear-gradient(90deg,transparent,#000 44px,#000 calc(100% - 44px),transparent);mask-image:linear-gradient(90deg,transparent,#000 44px,#000 calc(100% - 44px),transparent)}
/* 6 long tables (15+ rows, marked .long by site.js): the column heads stay in view on wide screens */
@media (min-width:900px){
  .wrap:has(>table.long){max-height:78vh;overflow:auto}
  table.long thead th{position:sticky;top:0;z-index:1;background:var(--paper);box-shadow:inset 0 -1px 0 var(--rule)}
}
/* 7 compact / comfortable rows for long tables */
button.density{min-height:32px;padding:0 12px;margin:0 0 8px;background:transparent;color:var(--ink-2);border:1px solid var(--hair);font:500 12px/1 var(--sans);letter-spacing:.02em}
button.density:hover{background:transparent;color:var(--ink);border-color:var(--ink)}
button.density[aria-pressed="true"]{color:var(--ink);border-color:var(--ink)}
.dense table.long th,.dense table.long td{padding-top:4px;padding-bottom:4px;font-size:13px;line-height:1.3}
.dense table.long td a{padding:2px 0}
/* 8 figures line up: tabular numerals wherever numbers are read in columns or compared */
.n,td,th,output,time,.bv,.hbar .v,.glance b,.verdict,.meter,.pill,.kpis{font-variant-numeric:tabular-nums lining-nums}
/* 9 empty and failed lists (site.js render) */
.empty{border:1px dashed var(--hair);padding:18px 20px;text-align:center;font-style:italic;color:var(--ink-2);max-width:none}
.empty.err{border-color:var(--red);color:var(--red);font-style:normal}
/* 10 form errors: fields turn red only after the reader has typed (or when a script marks them invalid) */
:is(input,select,textarea):user-invalid,:is(input,select,textarea)[aria-invalid="true"]{border-color:var(--red);border-bottom-color:var(--red)}
:is(input,select,textarea):user-invalid:focus{box-shadow:0 0 0 3px color-mix(in srgb,var(--red) 22%,transparent)}
footer form .no::before,.empty.err::before{content:"⚠ ";speak:never}
/* 11 pressed states */
@media (prefers-reduced-motion:no-preference){button:active,.cta:active,.btn:active{transform:translateY(1px)}}
nav[aria-label="Site"] a:active,.links a:active{color:var(--gold)}
/* 12 night edition: hover text on the light-blue button was white on pale blue (about 2:1); now ink on blue */
button:hover,.cta:hover,.btn:hover{color:var(--on-blue)}
/* 13 placeholders readable in both editions */
::placeholder{color:var(--ink-3);opacity:1}
/* 14 links: one underline treatment; hover thickens rather than recolours menus and lists */
main a:not(.cta):not(.btn):hover,footer a:hover{text-decoration-thickness:2px}
.links a,.toc a{text-underline-offset:4px}
a[aria-current="page"]{text-decoration:none}
/* 15 heading rhythm: tighter under a heading, more air before a sub-heading that follows body text */
h2+p,h2+ul,h2+ol,h3+p,h3+ul,h3+ol{margin-top:0}
p+h3,ul+h3,ol+h3,.wrap+h3,table+h3,.exhibit+h3{margin-top:32px}
h2+h3{margin-top:10px}
h3{text-wrap:balance}
.card>h2:first-child,.card>h3:first-child{margin-top:0}
/* 16 footer on phones: two columns of full-height links, roomier legal text, clear of the home indicator */
@media (max-width:640px){
  .colophon{gap:20px;padding-top:24px}
  .links{display:grid;grid-template-columns:1fr 1fr;gap:0 16px}
  .links a{min-height:44px}
  .legal{font-size:12.5px;line-height:1.7}
  footer{padding-bottom:max(32px,env(safe-area-inset-bottom))}
}
/* 17 reduced motion: no smooth scrolling, no transitions or animations at all */
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*::before,*::after{animation-duration:.01ms!important;animation-iteration-count:1!important;transition-duration:.01ms!important}}
/* 18 print: always ink on white, even from the night edition */
@media print{
  :root:not(#_),:root[data-theme]:not(#_){--paper:#fff;--paper-2:#f2f2f2;--paper-3:#e4e4e4;--ink:#000;--ink-2:#333;--ink-3:#555;--rule:#000;--hair:#bbb;--blue:#000;--gold:#5a4318;--gold-2:#8a6a2f;--green:#0b5a40;--red:#8f1f16;--on-ink:#fff;--mark:transparent;color-scheme:light}
  body{font-size:10.5pt;line-height:1.5}
  header,main,footer{max-width:none;padding-left:0;padding-right:0}
  main>*{animation:none!important;opacity:1!important;transform:none!important}
  p,li{orphans:3;widows:3}
  /* 19 print: tables keep their heads on every page and never clip */
  thead{display:table-header-group}
  tr,img,svg,.hbar .r,.gantt .g{break-inside:avoid}
  .wrap,.wrap:has(>table.long),.exhibit:has(.flow){overflow:visible!important;max-height:none!important}
  .wrap>table{min-width:0}
  table.long thead th{position:static;box-shadow:none}
  th,td{padding:4px 10px 4px 0}
  /* 20 print: no screen controls; bars and status colours print */
  .skip-link,button.density,.nav-cta,main button,footer .links,.progress{display:none!important}
  .hbar .t,.hbar .t span,.gantt .t,.gantt .t span,.bt,.bf,.meter,.meter span,.pill,.ds-i,.ds-p{-webkit-print-color-adjust:exact;print-color-adjust:exact}
}
/* 21 screen-reader text (the timeline chart's bars get their weeks from site.js) */
.sr-only{position:absolute!important;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0 0 0 0);clip-path:inset(50%);white-space:nowrap;border:0}
/* 22 phones and touch: 44px summaries and contents links, long URLs wrap, images never overflow */
@media (pointer:coarse){summary{min-height:44px}.toc li a{display:inline-block;padding:6px 0}}
p,li,td,dd,.small{overflow-wrap:break-word}
img{max-width:100%;height:auto}
/* /design pass 3 */
footer form .no::before,.empty.err::before{content:"⚠ " / ""}
/* design pass 3, item 1 (cont.): lists filled from the server keep the height of their "nothing yet" line while loading */
:is(#cases,#quotes,#jobs,#cl,#ev,#facts):empty{min-height:62px}

/* state and issuer depth: breadcrumbs, verified badge, cap status, countdown, fee card, incentive stack, pager, issuer profiles, filters, calendar */
.crumbs{font:500 13px/1.4 var(--sans);color:var(--ink-3);margin:0 0 14px}
.crumbs a{color:var(--ink-2);text-decoration:none}.crumbs a:hover{color:var(--blue);text-decoration:underline}
.verified,.tags li.verified{display:inline-flex;align-items:center;gap:6px;font:600 11px/1 var(--sans);letter-spacing:.08em;text-transform:uppercase;color:var(--green);border:1px solid currentColor;padding:6px 9px;margin:0 0 22px}
.verified::before{content:"✓"}
.callout{border-left:3px solid var(--gold-2);background:var(--paper-2);padding:14px 18px;margin:18px 0;max-width:var(--measure)}
.callout .eyebrow{font:600 11px/1.3 var(--sans);letter-spacing:.14em;text-transform:uppercase;color:var(--gold);margin:0 0 6px}
.callout p{margin:0 0 6px}
.countdown{border-top:1px solid var(--hair);border-bottom:1px solid var(--hair);padding:10px 0;font-size:15px}
.fee-card{border-top:2px solid var(--ink);padding:12px 0 2px;margin:16px 0;max-width:var(--measure)}
.stack{list-style:none;padding:0;counter-reset:stk;max-width:var(--measure)}
.stack>li{counter-increment:stk;border-top:1px solid var(--hair);padding:12px 0 12px 40px;position:relative;margin:0}
.stack>li::before{content:counter(stk,decimal-leading-zero);position:absolute;left:0;top:13px;font:500 18px/1 var(--serif);color:var(--gold)}
.stack .tag,.tag{display:inline-block;font:600 10.5px/1 var(--sans);letter-spacing:.1em;text-transform:uppercase;color:var(--blue);border:1px solid var(--hair);padding:4px 7px;margin:0 10px 4px 0;vertical-align:1px}
.gaps{border-left:2px solid var(--hair);padding-left:12px}
.pager{display:flex;justify-content:space-between;flex-wrap:wrap;gap:10px;border-top:1px solid var(--rule);margin-top:36px;padding-top:12px;font:500 14px/1.4 var(--sans)}
.pager a{text-decoration:none}.pager a:hover{text-decoration:underline}
.spark{display:block;width:100%;max-width:420px;height:auto;color:var(--ink);margin:8px 0 0}
.spark-l{display:flex;justify-content:space-between;max-width:420px;margin:4px 0 20px}
.dates{columns:3 160px;column-gap:28px;list-style:none;padding:0;max-width:none}
.dates li{margin:0 0 6px;font-variant-numeric:tabular-nums}.dates li.past{color:var(--ink-3);text-decoration:line-through;text-decoration-color:var(--hair)}
table.facts th[scope=row]{white-space:nowrap;font:600 12px/1.4 var(--sans);letter-spacing:.04em;text-transform:none;color:var(--ink)}
.filters{display:flex;flex-wrap:wrap;gap:8px;margin:0 0 8px}
.filters button,table.sortable th button{font:600 12px/1 var(--sans);letter-spacing:.06em;color:var(--ink);background:transparent;border:1px solid var(--hair);padding:9px 12px;cursor:pointer;min-height:36px}
.filters button[aria-pressed=true]{background:var(--ink);color:var(--paper);border-color:var(--ink)}
.filters button:focus-visible,table.sortable th button:focus-visible{outline:2px solid var(--focus,var(--gold));outline-offset:2px}
table.sortable th button{border:0;padding:4px 0;min-height:0;text-transform:uppercase;font-size:10.5px;letter-spacing:.1em;color:var(--ink-3)}
table.sortable th[aria-sort] button{color:var(--ink)}
table.sortable th[aria-sort=ascending] button::after{content:" ↑"}table.sortable th[aria-sort=descending] button::after{content:" ↓"}
table.cal tr.up td:first-child{font-weight:600}table.cal tr.past{color:var(--ink-3)}
@media (max-width:640px){.pager{flex-direction:column}.dates{columns:2}}
table.facts th[scope=row],table.facts td{vertical-align:top}
/* design pass 3, item 14 (cont.): breadcrumb links must be told apart from the grey around them without colour (WCAG 1.4.1) */
.crumbs a{text-decoration:underline;text-decoration-thickness:1px;text-underline-offset:3px;text-decoration-color:color-mix(in srgb,currentColor 45%,transparent)}
.crumbs a:hover{text-decoration-color:currentColor;text-decoration-thickness:2px}